New Jersey Libertarian Party Open Government Advocacy Project: Millstone Valley's insurance cancellation
I was recently provided some records, obtained through another person's records request, that shed a bit of light on the cancellation and subsequent reinstatement of Millstone Valley Fire Department's insurance. The records I received, which I've pared down to eliminate duplicates, are on-line here:
The documents show:
a) That Millstone Valley Fire Department's and Ladies Auxiliary's coverage was deleted from the District's Commercial and Umbrella policies effective December 23, 2010.
b) The Fire Department's and Auxiliary's coverage was reinstated effective January 28, 2011, BUT as of the same date, a "Designated Individual Exclusion" rider took effect that removes coverage for "Robert Sheer, Jr." [sic].
It appears that the Fire Department's and Auxiliary's coverage is back in force, but that the insurance company has specifically excluded coverage for "injury, damage, expense, cost, loss, liability, or legal obligation that arises directly or indirectly out of any actions committed or allegedly committed by [Robert Sheer, Jr.] [sic].
The exact reason why the the Fire Department and Auxiliary were deleted from the policy in the first place remains unknown.